For many years, FHA loans were seen as the go-to option for people with lower credit scores or those struggling to make a large down...

In New York State, a Consolidation, Extension, and Modification Agreement (CEMA) is an advantageous mortgage option for homeowners...

People tend to be surprised by the amount of information that’s needed from a potential borrower. But when you think about it, it makes...

A rate lock occurs when a borrower agrees with the terms of the loan and requests that their mortgage professional locks the rate. The...

Homebuyers are looking for low interest rates and low monthly payments. So it’s not uncommon for us to receive phone calls from buyers...

There’s a lot of confusion about why lenders require escrow for taxes and insurance. So here’s a simple way of thinking about it. An...

We often receive calls and questions like, “What’s your Rate for a 30-year Fixed Rate Mortgage?” or “What’s your rate on a 5-year...

Loan Officer: “I’m going to email, FedEx, or fax you the 20 to 30 page loan application.  All you need to do it print it out, sign and...

“My brother-in-law is a corporate attorney and since he’s not going to charge me, I am going to have him handle the paperwork on my new...