Rich Pisnoy, a partner in Silver Fin Capital, was quoted throughout an article which appeared in MoneyWise April 4, 2020 entitled "How to Score One of Those Super-Low Mortgage Rates for Your Refinance." Pisnoy speaks to consumers who have been laid off or furloughed, the importance of being able to act fast to lock in a rate, and if paying points make sense. Pisnoy notes: "Points are not a bad thing. Paying points helps consumers 'buy down' their mortgage rate — which also will lower their monthly mortgage payment.”