Richard Pisnoy, co-founder and principal at Silver Fin Capital, a mortgage broker in Great Neck, New York, says he has seen a marked increase in mortgage waivers since the coronavirus began spreading. In the past, perhaps only 10 percent of borrowers qualified for appraisal waivers. Pisnoy estimates about a third of borrowers today are allowed to skip the pre-closing valuation. “The waivers are really a nice thing and save money for home buyers,” Pisnoy concluded.