Refinancing after forbearance? Make sure you know the rules
- Richard Pisnoy
- Jun 28, 2022
- 1 min read

Millions of American homeowners took advantage of generous breaks that allowed borrowers to skip mortgage payments with no penalty.
But if you’ve been in forbearance and now want to refinance, be sure to follow a few straightforward rules, says Richard Pisnoy, principal at Silver Fin Capital Group. To qualify for a refi after forbearance, you must have made three consecutive payments on your loan, and you have to formally ask your mortgage servicer for a release from forbearance.
Pisnoy spoke with Bankrate about what he’s seeing in the mortgage market.