FHA, VA and HARP Loans

Silver Fin Capital is pleased to offer a full range of Federal Housing Administration (FHA) products, which can help borrowers with lower credit scores, smaller down payments or equity, and have generally more lenient income qualifications.

We also offer VA loans to our nation's veterans.  VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Silver Fin Capital also offers Home Affordable Refinance Program (HARP) loans, which are offered under a federal program set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Unlike the Home Affordable Modification Program (HAMP), which aims to assist homeowners who are in danger of foreclosure this program targets homeowners who are current on their monthly mortgage payments but are unable to refinance due to dropping home prices in the wake of the U.S. housing market correction.